Credit Check Score

Credit Check Score questions and answers

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Q: Will starting a cell phone companys credit check hurt my credit score?
I am looking into getting a new cell phone but I know when I get one they will run my credit. I am planning on refinancing my house next month and I'm trying to get my score up as high as possible before hand. My questions is will a cell phone companies credit check hurt my score?

A: Hard inquiries from a credit check only ding your score a few points and you score rebounds quickly.

Q: Anyone know a legit website that is free to your check credit score?
I want to check my credit score but there are a lot of non-legit sites out there. Do you happen to know any legit sites that you've tried that is free and accurate? Thanks in advance! I meant to say FICO score.. Does anyone know legit websites for free for FICO score? I remembered before Wamu offered it but it's no longer Wamu.

A: If you want your FICO score, you have to pay. Chances are that score you got from Wamu wasn't a FICO score. It was probably a Fakko score -- that's what most third party monitoring services use. When you get your free credit reports thru AnnualCreditReport.com, you can get your FICO score from Equifax for $8. You can also get FICO scores for Equifax and TransUnion at MyFico.com. Consumers can no longer get FICO scores for Experian. The TransUnion and Experian sites sell Vantage scores -- scale to 990 vs FICO's 850. CreditKarma.com offers a free score estimator based on your TransUnion score. It's not FICO, but it's kinda like FICO, give or take 50 points. Good enough if you are just curious.

Q: How can we find our free credit score check?
Where to obtain a free credit check from? i want to know where i can geta free credit check i know i can sign up to companies and is all "obatain a free check then after 30 days you pay us" is there any other way?

A: Try this site www.get-credit-report-for-free.info Here you can get your free credit report and score

Q: when we apply for comcast service they run credit check and can this check lower our score?
We will be new customers with comcast...they said they need SSN and they will run a credit check and am wondering if this credit check could lower our credit score?

A: No! It'll have no impact on your score. You would need more than 3 credit checks in a given month to create a temporary impact to your score. The thought provoking this rule of 3 was the same as advice about getting estimates. That is, get 3 estimates and then make your decision. They figure you'll need to make 3 inquires to be a good consumer.

Q: The law said you could get a free credit score yearly. Where exactly can we check credit score 4 free?
The law said you could get a free credit score yearly. Where exactly can we check credit score 4 free?

A: if you are looking for the free credit score usa national site, check out this site http://Free-Credit-Score-National.com/ Here you can get your 3-in-1 free credit score report

Q: where can I check the credit score of my clients?
as a real estate agent I hate call the loan officer all the time to check on somene credit, I have soo many low scored clients that I start thinking the loan officer is playing me as a fool and she is telling me my cients doesnt have any credit and then she gave those leads to her real estate friends. I wonder is there a website that offer unlimited credit checks and score for a monthly fee? if yes where?

A: A real estate agent should NOT be checking the credit of potential clients. What you SHOULD do is advise them to get preapproved with a lender. The LENDER should do the credit checks - not you.

Q: Where exactly can we check credit score 4 free?
The law said you could get a free credit score yearly. Where exactly can we check credit score 4 free?

A: You CAN'T check your credit score for free but you can get a credit report for free here: Annualcreditreport.com

Q: U know where exactly can we check credit score rating for FREE?
I thought the law said you could get a free credit score yearly. Where exactly can we check credit score rating for FREE?

A: if you want to get your free credit score, check out this site http://free-credit-score-national.info Here you can check your 3-in-1 Report from all three credit reporting agencies and your credit score. Hope this help,

Q: Where exactly can we check credit score rating for FREE?
I thought the law said you could get a free credit score yearly. Where exactly can we check credit score rating for FREE?

A: if you are looking for the free credit score and report usa national site, check out this site http://free-credit-score-national.com/ Here you can check your 3-in-1 Report from all three credit reporting agencies and your credit score rating.

Q: Why is it when someone runs a credit check against like (like when you apply for a card) it hurts your score?
Is it a business tactic? In the fact that they force you to pay for checking your credit score before you apply, so you know what it is and can decide before hand if you qualify for a loan or credit card. That's my assumption. It seems very detrimental in my opinion, in the sense you can't give apply for credit a shot without it really screwing you over.

A: You can use this credit monitoring service to pre-estimate future scores for different scenarios of such payments - credit-report-score.10001mb.com

Q: do you know what to do to check credit score for FREE?
I thought the law said you could get a free credit score yearly. Where exactly can we check credit score for FREE?

A: if you want to get your free credit score, check out this site http://free-credit-score-national.info Here you can check your 3-in-1 Report from all three credit reporting agencies and your credit score. Hope this help,

Q: Does anyone found a place to check credit score for free?
Does anyone found a place to check credit score for free?

A: if you are looking for the free credit score, check out this site http://Free-Credit-Score-National.info Here you can get your 3-in-1 free credit score

Q: How do I check my credit score without signing up service?
I have checked my credit score in the past, however, it required me to sign up for some service, check my score, then call and cancel afterward. Is there a way to avoid this process and just check it for free without the hassle of having to cancel a service? Of course I never had to pay money to do it, but it is still a pain to have to call and cancel.

A: Yes there is! If you are in the USA you are entitled to a free credit report once a year. According to the Federal Trade Commission: "You may order your reports from each of the three nationwide consumer reporting companies at the same time, or you can order your report from each of the companies one at a time. The law allows you to order one free copy of your report from each of the nationwide consumer reporting companies every 12 months." I had the same case exactly a few months ago. I think I'll write an article about this...

Q: What to do to check credit score for FREE?
I thought the law said you could get a free credit score yearly. Where exactly can we check credit score for FREE?

A: if you are looking for the free credit score and report usa national site, check out this site http://free-credit-score-national.com/ Here you can check your 3-in-1 Report from all three credit reporting agencies and your credit score rating.

Q: How can I find -- Free Credit Score Check?
Where to obtain a free credit check from? i want to know where i can geta free credit check i know i can sign up to companies and is all "obatain a free check then after 30 days you pay us" is there any other way?

A: if you want to get your free credit score, check out this site http://free-credit-score-national.info Here you can check your 3-in-1 Report from all three credit reporting agencies and your credit score. Hope this help,